Rent or Buy? The Ultimate Dilemma and a Pragmatist’s Perspective on Homeownership vs. Renting
Were you indoctrinated to believe that renting is waste and buying is the ultimate flex you will ever pull of as an adult? Well, you might want to look at that advice in context (that is based on your individual circumstance and situation). The cold, hard math of it is that you need to decide what really works for you.
Cautions, Caveats & Restrictions in Kenya: What You Need to Know – PART 2
Caveats, cautions and restrtictions are all different forms of property encumbrances designed to protect parties interest in the property and to prevent unauthorized transaction; and are applicable in very many different circumstances. How can you use these registrable instruments to secure and protect your interests in property in Kenya?
5 Critical Considerations for Mortgage Readiness You Must Not Ignore
Not every mortgage fairytale you may ever have heard should not be believed. Mortgages have never and will never guarantee home ownership. For the term of the mortgage you are always just one misstep away from dooming your homeownership dreams.
The Mortgage Market in Kenya: An Analysis from the CBK Bank Supervision Report
The mortgage market in Kenya is dominated by banks which have been the traditional lender of choice from pre-colonial times. Over the years, new players have emerged. Besides banks, there are now Microfinance Institutions, MFIs and Savings and Credit Cooperative Organizations (SACCOs) competing as lenders in the market.
A Step-by-Step Guide to Successfully Navigate the Mortgage Process in Kenya – Part 2
The mortgage process in Kenya takes careful planning, a basic but firm grasp of the process, and the right resources: Step #1: Understand the Basics of Mortgages in Kenya; Step #2: Prequalification for a Mortgage; Step #3: Choosing the Right Mortgage Type; Step #4: Gather Required Documentation; Step #5: Submit Your Mortgage Application; Step #6: Approval and Offer Letter; Step #7: Legal Process and Documentation; Step #8: Disbursement of Funds; Step #9: Begin Mortgage Repayments.
KMRC Affordable Home Loans: Breaking Down Barriers to Homeownership in Kenya
KMRC Affordable Home Loans target to deepen accessibility to mortgages by offering loans with a single-digit fixed interest rate and long mortgage tenures. This makes them more affordable and accessible to a wider demographic of borrowers who would not otherwise be able to afford homes.
Getting a Home Mortgage in Kenya? Here’s Everything You Need to Know – Part 1
In Kenya, mortgages are typically issued by banks (traditional lenders). While banks are estimated to hold the larger portfolio of mortgage loans, Savings and Credit Cooperative Organizations, (SACCOs) and Microfinance Institutions (MFIs) augment the financing gap for mortgages typically lending to their members only at lower rates compared to commercial banks.
Secure Your Land Investment: Solving Wanjiku’s Dilemma
What are some of the most basic steps you can take to protect your interests in a property and ensure that it is secure even if you purchased the property sight unseen do not live in the country? There are a few critical steps you can take from ensuring that you verify the property’s ownership to taking protective measures with the assistance of a professional surveyor who can physically inspect the property, perform boundary survey, and more. Want to know what else you can do to keep your investment safe?
Can Your Chama Successfully Navigate Real Estate Investments?
Your Chama, like many others in Kenya and across...
Chamas Can Never Replace a Clear Personal Financial Strategy
Chamas are small informal savings groups or...
ArdhiSasa in 2024: Can It Fix Kenya’s Administration Land Issues?
ArdhiSasa was conceptualized as part of Kenya’s Vision 2030, a blueprint aimed at transforming Kenya into a newly industrializing, middle-income country. In response to an antiquated and tedious land administration system that has long been plagued by manual inefficiencies, bureaucratic hurdles, and corruption, the Government of Kenya embarked on a modernization programme touted to transform land administration and management through the digitization of land records.
Property Encumbrances: Cautions, Caveats & Restrictions And What You Need to Know About Them – PART 1
Caveats, cautions and restrtictions are all different forms of property encumbrances designed to protect parties interest in the property and to prevent unauthorized transaction; and are applicable in very many different circumstances. How can you use these registrable instruments to secure and protect your interests in property in Kenya?
Seven Tips from My Wild Misadventures House-Hunting in Nairobi
Ah, Nairobi! The city of endless opportunities,...
Private Settlements: A Fast, Flexible Path to Property Deals in Kenya
Private settlements are unfamiliar to many, but...
Acquiring Agricultural Land for Leasing: A Win-Win Proposition for Investors & Farmers
There is a widely held, even if somewhat dim view that participating in the farming economy is the preserve of those who plant crops, rear animals and otherwise directly participate in farming as producers. This isn’t the only pathway to benefiting from the agricultural land economy. There are growing communities of real estate investors who acquire land with the outlook of benefitting from agricultural production exclusively from land ownership through leasing. Here’s how they’re jumping onto the opportunity, and why you should too!
Home Ownership Made Easy: We Can Help You Find Your Dream Home!
Great property deals, the ones that give homebuyers the best value, happen when intimate market knowledge meets savvy negotiating skills.
Buyer agency is about assisting home buyers secure the best deals in the market as painlessly as possible. It isn’t as much about getting the lowest price as it is about securing the best value.
We can help you:
- Ferret out the best offers (unicorns) with the best terms within your budget.
- Dot all your I’s and cross all your T’s (buyer preferences and due diligence).
We commit to getting you across the finish line seamlessly and stress-free.
Don’t settle for good when we can deliver to you great!
Lucrative Returns, Sustainable Wealth Creation From Agricultural Land.
Are you looking for agricultural land for purchase or for lease?
Or, alternatively, are you looking for an opportunity to diversify your real estate investments to include agricultural land that can be leased to generate income?
We offer agricultural land sale and leasing services and turnkey solutions for property investors looking for both commercial and agricultural land they can leverage to earn income, whether directly through farming activities or indirectly through long-term leasing.
For Sale By Owner (FSBO): List Right, Sell Fast, Commission-Free!
Should you hire a property agent to help you dispose of that property you are putting up for sale or should you, alternatively, engage the market directly?
Each of these approaches has its pros and cons.
To determine the best course of action, your goals will be paramount. And everything about that decision should be considered around your goals.
You want to take a ccourse of action that effectively tides you towards your goals. If speed and agility is something you want, then FSBO is definitely an active chpice you ought to consider.
Of course, you may even opt to go with a hybrid decision which incorporates both these approaches.
We can help you to professionally, independently, yet strategically, position your offer in the market in the right way that will enable you to sell fast and commission-free!
Market, Data-Driven Use-Cases to Optimize The Value of Any Piece of Land.
The real value of any property isn’t what was paid for it, or how much the valuer says it’s worth on paper.
It may not even be what your prospective buyer has promised to pay for it!
No. Its real value is the opportunity cost of holding it without any return or impact on your bottom line over the period you own it.
Capital gains are great. But they’re not everything you can get out of owning that property! And…..you can do better, much better than waiting to cash out some unknown day in the future!
We can help you gain an understanding on the most optimal market-driven, use cases for your land and optimize the returns you can make from your vacant land. Today!
Successful Investments Hinge On a Firm Foundation.
You can leave it to chance, good fortune or even the influence of the voices that command your attention!
Or, you can make a plan! We can help you build all the parts to that plan!
Investment roadmaps or blueprints are an integral component for creating financial growth for any investment channel.
It guides investment choices and decisions and creates a detailed, well-thought-through plan for all your property investments.
Without a clear strategy for investments, you might as well be shooting in the dark or farting in the wind.
Without a roadmap for success, an effective, optimized strategy for sustainable real estate investments will be elusive.
Tailored Financing, Expert Guidance, and Dedicated Support
Ever imagined your boldest real estate dreams taking flight? What if securing financing was not just a transaction but a transformative journey? Ready to see your vision nurtured from inception to success?
These questions fuel our mission – to help our clients succeed in their real estate investment journies.
We aren’t just intermediaries; we’re dream architects.
Picture a process where your project’s potential is meticulously appraised, funding seamlessly secured, and progress monitored.
What if success was not just a possibility but a promise that your real estate aspirations find wings?
Get in touch, let’s explore the possibilities. Let’s turn your real estate dreams into a promise of lasting legacies.
“Understand the emerging trends, discover where the opportunities will be, and learn how you can position yourself to profit from the marketplace in 2022 and beyond ….”
Tel: (254) 20 235 0000
Email: info@realestateguru.co.ke
Mobile: (254) 735 511550 or (254) 722 209509
